Today's Cards Board
Total-cards lines (Bet365) with the model's referee-adjusted
expected cards where available. This board is experimental while the
historical card data completes — shown as context, not selections.
Chelsea
v
Manchester United
England · Premier League
Sat 31 Oct, 12:30 UTC
Referee: Peter Bankes —
0.96× the average card rate · model expects
4.6 cards
| Line | Over | Under | Model over | Edge |
| 4.5 |
1.67 |
2.10 |
49% |
-6.8 pts under |
| 5.5 |
2.10 |
1.67 |
32% |
-12.7 pts under |
Norwich
v
Watford
England · Championship
Sat 31 Oct, 12:30 UTC
Referee: Benjamin Speedie —
0.71× the average card rate · model expects
4.2 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.73 |
2.00 |
61% |
+7 pts over |
Stoke City
v
Preston
England · Championship
Sat 31 Oct, 12:30 UTC
Referee: Adam Herczeg —
0.81× the average card rate · model expects
4.6 cards
| Line | Over | Under | Model over | Edge |
| 4.5 |
1.91 |
1.80 |
48% |
-0.8 pts under |
Lincoln
v
Birmingham
England · Championship
Sat 31 Oct, 12:30 UTC
Referee: Lewis Smith —
0.88× the average card rate · model expects
4.2 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.80 |
1.91 |
61% |
+9 pts over |
Levante
v
Atletico Madrid
Spain · La Liga
Sat 31 Oct, 13:00 UTC
Referee: Ricardo De Burgos Bengoetxea —
0.95× the average card rate · model expects
4.3 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.62 |
2.20 |
63% |
+5.2 pts over |
| 4.5 |
2.20 |
1.62 |
44% |
+1.1 pts over |
Bologna
v
Monza
Italy · Serie A
Sat 31 Oct, 14:00 UTC
Referee: Andrea Zanotti —
0.88× the average card rate · model expects
4.4 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.83 |
1.83 |
64% |
+13.9 pts over |
Werder Bremen
v
1899 Hoffenheim
Germany · Bundesliga
Sat 31 Oct, 14:30 UTC
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.67 |
2.10 |
67% |
+11.6 pts over |
Borussia Mönchengladbach
v
SC Paderborn 07
Germany · Bundesliga
Sat 31 Oct, 14:30 UTC
| Line | Over | Under | Model over | Edge |
| 4.5 |
2.10 |
1.67 |
35% |
-8.9 pts under |
Bayer Leverkusen
v
VfB Stuttgart
Germany · Bundesliga
Sat 31 Oct, 14:30 UTC
| Line | Over | Under | Model over | Edge |
| 4.5 |
2.00 |
1.73 |
33% |
-13.6 pts under |
FC Augsburg
v
SC Freiburg
Germany · Bundesliga
Sat 31 Oct, 14:30 UTC
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.67 |
2.10 |
55% |
-1 pts under |
FC Schalke 04
v
RB Leipzig
Germany · Bundesliga
Sat 31 Oct, 14:30 UTC
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.67 |
2.10 |
61% |
+5.1 pts over |
Bournemouth
v
Leeds
England · Premier League
Sat 31 Oct, 15:00 UTC
Referee: Michael Salisbury —
0.86× the average card rate · model expects
4.0 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.73 |
2.00 |
57% |
+3.8 pts over |
Wolves
v
Cardiff
England · Championship
Sat 31 Oct, 15:00 UTC
Referee: Josh Smith —
0.90× the average card rate · model expects
4.1 cards
| Line | Over | Under | Model over | Edge |
| 4.5 |
1.83 |
1.83 |
39% |
-11.3 pts under |
Southampton
v
QPR
England · Championship
Sat 31 Oct, 15:00 UTC
Referee: Tim Robinson —
0.97× the average card rate · model expects
4.2 cards
| Line | Over | Under | Model over | Edge |
| 4.5 |
1.91 |
1.80 |
41% |
-7.3 pts under |
Burnley
v
Portsmouth
England · Championship
Sat 31 Oct, 15:00 UTC
Referee: Ruebyn Ricardo —
1.04× the average card rate · model expects
4.1 cards
| Line | Over | Under | Model over | Edge |
| 4.5 |
1.91 |
1.80 |
40% |
-8.7 pts under |
West Ham
v
West Brom
England · Championship
Sat 31 Oct, 15:00 UTC
Referee: Robert Jones —
1.00× the average card rate · model expects
3.8 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.83 |
1.83 |
54% |
+3.5 pts over |
Manchester City
v
Brighton
England · Premier League
Sat 31 Oct, 15:00 UTC
Referee: Craig Pawson —
0.94× the average card rate · model expects
3.8 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.83 |
1.83 |
53% |
+2.9 pts over |
Brentford
v
Nottingham Forest
England · Premier League
Sat 31 Oct, 15:00 UTC
Referee: Darren England —
1.06× the average card rate · model expects
4.0 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.67 |
2.10 |
56% |
+0.4 pts over |
| 4.5 |
2.20 |
1.62 |
37% |
-5.9 pts under |
Millwall
v
Derby
England · Championship
Sat 31 Oct, 15:00 UTC
Referee: Anthony Backhouse —
0.97× the average card rate · model expects
4.0 cards
| Line | Over | Under | Model over | Edge |
| 4.5 |
2.00 |
1.73 |
37% |
-9.1 pts under |
Hull City
v
Ipswich
England · Premier League
Sat 31 Oct, 15:00 UTC
Referee: Thomas Kirk —
0.99× the average card rate · model expects
4.3 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.73 |
2.00 |
63% |
+9 pts over |
| 4.5 |
2.10 |
1.67 |
43% |
-1 pts under |
Bolton
v
Bristol City
England · Championship
Sat 31 Oct, 15:00 UTC
Referee: Bobby Madley —
1.00× the average card rate · model expects
3.7 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.67 |
2.10 |
51% |
-4.9 pts under |
Middlesbrough
v
Charlton
England · Championship
Sat 31 Oct, 15:00 UTC
Referee: Will Finnie —
0.77× the average card rate · model expects
3.7 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.83 |
1.83 |
51% |
+1.2 pts over |
Swansea
v
Blackburn
England · Championship
Sat 31 Oct, 15:00 UTC
Referee: Gavin Ward —
0.83× the average card rate · model expects
4.0 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.62 |
2.20 |
57% |
-0.7 pts under |
| 4.5 |
2.20 |
1.62 |
37% |
-5.1 pts under |
Kilmarnock
v
ST Johnstone
Scotland · Premiership
Sat 31 Oct, 15:00 UTC
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.62 |
2.20 |
60% |
+2.1 pts over |
Motherwell
v
ST Mirren
Scotland · Premiership
Sat 31 Oct, 15:00 UTC
| Line | Over | Under | Model over | Edge |
| 4.5 |
2.20 |
1.62 |
40% |
-2.2 pts under |
Coventry
v
Sunderland
England · Premier League
Sat 31 Oct, 15:00 UTC
Referee: Simon Hooper —
1.00× the average card rate · model expects
3.9 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.67 |
2.10 |
56% |
-0.2 pts under |
Rayo Vallecano
v
Celta Vigo
Spain · La Liga
Sat 31 Oct, 15:15 UTC
Referee: Manuel Jesus Orellana Cid —
1.30× the average card rate · model expects
4.9 cards
| Line | Over | Under | Model over | Edge |
| 5.5 |
2.20 |
1.62 |
37% |
-5.2 pts under |
Udinese
v
AS Roma
Italy · Serie A
Sat 31 Oct, 17:00 UTC
Referee: Fabio Maresca —
1.20× the average card rate · model expects
4.4 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.83 |
1.83 |
64% |
+13.9 pts over |
| 4.5 |
2.20 |
1.62 |
45% |
+2.3 pts over |
Tottenham
v
Crystal Palace
England · Premier League
Sat 31 Oct, 17:30 UTC
Referee: Michael Oliver —
0.94× the average card rate · model expects
4.2 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.91 |
1.80 |
61% |
+12.7 pts over |
Bayern München
v
Borussia Dortmund
Germany · Bundesliga
Sat 31 Oct, 17:30 UTC
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.83 |
1.83 |
46% |
-4.1 pts under |
Real Betis
v
Malaga
Spain · La Liga
Sat 31 Oct, 17:30 UTC
Referee: Mateo Busquets Ferrer —
1.21× the average card rate · model expects
4.5 cards
| Line | Over | Under | Model over | Edge |
| 4.5 |
1.91 |
1.80 |
48% |
-1 pts under |
New York City FC
v
CF Montreal
USA · Major League Soccer
Sat 31 Oct, 18:00 UTC
Referee: Tim Ford —
1.00× the average card rate · model expects
4.2 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.73 |
2.00 |
61% |
+7.4 pts over |
Coritiba
v
Vitoria
Brazil · Serie A
Sat 31 Oct, 19:00 UTC
Referee: Jose Antonio De Almeida Pinheiro —
0.96× the average card rate · model expects
5.4 cards
| Line | Over | Under | Model over | Edge |
| 4.5 |
1.67 |
2.10 |
63% |
+7.1 pts over |
Estac Troyes
v
Le Mans
France · Ligue 1
Sat 31 Oct, 19:45 UTC
Referee: Azzedine Souifi —
0.95× the average card rate · model expects
4.5 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
1.62 |
2.20 |
65% |
+7.7 pts over |
AC Milan
v
Inter
Italy · Serie A
Sat 31 Oct, 19:45 UTC
Referee: Marco Guida —
0.84× the average card rate · model expects
3.8 cards
| Line | Over | Under | Model over | Edge |
| 4.5 |
2.00 |
1.73 |
33% |
-13.6 pts under |
Aston Villa
v
Fulham
England · Premier League
Sat 31 Oct, 20:00 UTC
Referee: Samuel Barrott —
0.83× the average card rate · model expects
4.1 cards
| Line | Over | Under | Model over | Edge |
| 4.5 |
2.20 |
1.62 |
39% |
-3.3 pts under |
Barcelona
v
Alaves
Spain · La Liga
Sat 31 Oct, 20:00 UTC
Referee: Adrian Cordero Vega —
0.93× the average card rate · model expects
4.5 cards
| Line | Over | Under | Model over | Edge |
| 3.5 |
2.00 |
1.73 |
65% |
+18.7 pts over |
Card betting: the market that ignores the scoreboard
Cards betting asks a refreshingly different question: not who wins, but how the match will be refereed and how much friction it will generate. Total bookings lines (most commonly over or under 3.5 cards), team cards and player-to-be-booked markets all hang off the same two inputs, the teams' disciplinary profiles and the official in the middle. It is one of the few football markets where the referee's name moves the fair price as much as either team's.
That structure creates persistent inefficiencies. Bookings markets are priced with less attention and traded with less money than goals markets, and the public bets them narratively, overreacting to one bad-tempered fixture and ignoring base rates. The durable signals are less exciting: some teams foul at high rates in every match, tactical fouling correlates with certain pressing styles, derbies and relegation six-pointers genuinely do run hotter, and referees vary enormously in cards shown per foul. Stack those factors in one fixture, a high-fouling side, a local rivalry, a card-happy official, and over 3.5 cards can be a strong number even at short prices.
The model's card projections build an expected bookings figure per fixture from team disciplinary rates, match context and, where available, referee tendencies, then price the standard lines from that expectancy. Selections appear on this page when the number clears the publication threshold, with the same rule as every market here: no qualifying fixture, no pick, and the settled cards record is published with the odds available at publication.
Two practical warnings. Cup ties and dead rubbers usually run cooler than league form suggests, because stakes drive friction more than fixtures do. And second bookings, red cards and VAR interventions add variance no projection controls, which is why bookings bets belong at level stakes like everything else.
If you are new to the market, note the settlement details: a second yellow typically counts as two cards plus the red under most bookmakers' rules, and cards shown after the final whistle may not count at all. Terms differ by operator more here than in any mainstream market, so read yours. For fixtures where discipline and goals point the same way, the bet builder page covers combining angles from a single match.